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Individuals looking to make their way to the United States should be informed that the state has now mandated JW Visa Health Insurance. It is absolutely necessary for exchange visitors, post graduate research students, scholars, au-pairs, trainees and all other J1 Visa insurance holders to have a valid J1 visa health insurance. This is a requirement which must be fulfilled in order to keep the visa valid.  

There are a number of criteria that J1 Visa plants must meet. This includes the minimum requirement for medical coverage, evacuation and repatriation benefits. It is advised for all travelers making their way to the US on a J1 visa to look purchase a J1 Visa Insurance that is in coordination with the associated regulations.

You should know that different insurance companies like Sirius, Lloyds and AIG have their own versions of J1 visa insurance plans that meet the complete J1 visa health insurance requirements.  

For J1 exchange visitors it is not only necessary to carry J1 visa insurance for themselves but also for their J2 dependants. The term of the insurance should be for the entire duration of your J program. This is a very serious matter that exchange visitors should not neglect. In case you fail to purchase the appropriate J1 visa health insurance the government will force the sponsor to terminate the exchange program. Following this the sponsor will have to report the termination to the United States Department of State.  

It is particularly dangerous to be in the United States without proper health insurance. This is because unlike other countries the government does not bear the expense of health care for people visiting the country. On the contrary such people are responsible for their own health care expenses. Seeking medical care in the United States is very expensive and a single day treatment and hospitalization can cost you more than a thousand dollars. In some cases hospitals and doctors may actually refuse to provide medical treatment in absence of adequate J1 visa health insurance.  

In general a J1 visa health insurance needs to provide medical benefits of at least $50,000 for every accident or illness. This is the minimum amount that an insurance policy must cover in order for it to be considered viable by the Department of State. In case the individual covered by the insurance policy dies while in the US the insurance company is entitled to pay the government $7500 in repatriation benefits. The state will then send the remains back to the home country of the individual for burial. In some cases doctors may suggest that you be sent home due to the nature of the illness. The insurance policy must be able to pay up to $10,000 to cover for your medical evacuation.  

Individuals interested in obtaining a J1 Visa health insurance can get their quotes online. Confirmation and proof of the insurance is only available once you make the purchase. When travelling to the US it is absolutely essential to have yourself covered with appropriate health insurance.

Avail travel and health insurance services from http://www.nriol.net/j1-visa-health-insurance/. The financial service company provides quality J1 Visa Health Insurance to travelers.

Article Source: ArticlesBase.com - Having J1 Visa Health Insurance Is Essential